Where you are “at” in life, will determine your strategic plan for your estate, and which techniques to use in order to implement in the plan. Each plan will be unique and structured according to an estate planner’s own unique set of circumstances, goals and objectives, and reviewed regularly to take account of personal and legislative changes.
Who needs to do Estate Planning? Read More »
We are facing a situation where our developmental needs are enormous, and in a number of other places pension funding is utilised for developmental purposes, for infrastructure, and quite often those pension funds make good returns out of infrastructure developments. We need to discuss this matter and we need to discuss it with a view
Are Prescribed Assets on the Way South Africa? Read More »
Trusts have recently come under the spotlight from a SARS perspective. With the recent amendments, it is important for a trustee to fully understand their role and responsibilities.
Trusts – What are the Liabilities of Trustees Read More »
The primary reason that countries engage in protection is to promote the economic strength of the home country, including employment, often at points when the global economy is weak, or when there is rising competition from foreign participants. Through stronger local industry a country becomes less reliant on imports from foreign nations, providing a stronger base from which to direct its own growth policies.
Do we need to worry about Trade Wars? Read More »
Having a Will is arguably one of the most important things you can do for yourself and your family. Not only can a Will legally protect your family and assets, it also gives you the comfort of knowing that the rewards of your life\’s work will be distributed and managed according to your wishes, once you have passed on.
What to consider when preparing your Last Will & Testament Read More »
We have all heard the saying that “50 is the new 40”. Well this statement is becoming a reality, as people are now living longer. Being able to live longer is certainly favourable, however the consequences of the increasing life expectancy are adverse when one has not saved sufficiently for retirement. Longevity risk can be reduced through maintaining a sustainable level of income.
Will I Outlive My Retirement Savings? Read More »
As we face the uncertainty of what the New Year will bring, we would like to take stock of the year 2017 and some of the major events that affected investments and the world as we know it.
From the financial advice team – January 2018 Read More »
As we commence with the second half of 2015, we reflect on the past 6 months in which global uncertainty and volatility have remained the norm. Global growth has disappointed, especially, but not surprisingly in oil exporters and forecasts continue to be revised downwards.
Advice from the financial team – July 2015 Read More »
Over the past few months we have been made aware of various fraudulent attempts made on investor’s investment accounts in South Africa. With email hacking on the rise, we have processes in place to ensure that our client’s investments are protected; however the modus operandi of these fraudsters does continue to evolve; as a result we ask for your assistance in preventing these attempts.
INVESTMENT FRAUD ALERT Read More »
The recently announced new tax agreement with Mauritius is aimed at preventing tax avoidance and/or evasion by multinational corporations and will apply from 1 January 2016.
The treaty introduces Capital Gains Tax (where the disposed investments derive more than 50% of their value from immovable property) and will levy tax on interest (10%) and royalties earned (5%). The two countries aim to work together to determine the tax status of mutual companies and trusts and work together to collect outstanding taxes.
New Tax Treaty with Mauritius Read More »
Independent Wealth Managers (Pty) Ltd
Directors: M I Attridge, G W Hill
Reg no: 2003/023709/07
VAT Number: 4830208494
Authorised Financial Services Provider 3145
Independent Wealth Managers
(Advisory) (Pty) Ltd
Directors: M I Attridge, G W Hill,
S B Matthews, J K von Mollendorff
Reg no: 2008/014780/07
VAT Number: 4870257682