When it comes to trying to maximise their share of your spend, retail businesses have long understood that behavioural biases are important influences in what and how much you end up buying.
Who’s making your investment decisions? Read More »
March 2020 marked the point of maximum pain for the global economy and financial markets as governments issued lockdown orders in seeking to contain COVID-19.
Why the bulls should not leave the stage yet Read More »
This is a story about what the frenzy of crowds can do when sufficiently organized and have little to lose.
The story of GameStop, Democratic Investing and Being Caught by the Mob Read More »
One thing we can say for certain about the future is that it offers a range of possible outcomes – and investors would do well to acknowledge this when thinking about their portfolios.
How Value Can Now be the Answer to Four Different Investment Questions Read More »
Ray Dalio, founder of Bridgewater Associates, proclaimed in January this year that “Cash is Trash”. He reiterated this sentiment in April warning investors to be conscious of the dangers of cash, that it is seductive because of its low volatility, but is almost always the worst investment.
Cash is King or Cash is Trash? Read More »
When it comes to estate planning, you should always consider the objective at hand for deciding on the type of trust to use. A Testamentary Trust is the most commonly used form of trust in South Africa and is an effective Estate Planning tool.
Testamentary Trusts and Estate Planning FAQ’s Read More »
In six short weeks Covid-19, initially a regional epidemic confined largely to the Hubei district in China, has become a global pandemic. The brutal, and in this case ruthless, power of exponential growth has been on display for all to see.
Managing your capital through a time of crisis Read More »
We are facing a situation where our developmental needs are enormous, and in a number of other places pension funding is utilised for developmental purposes, for infrastructure, and quite often those pension funds make good returns out of infrastructure developments. We need to discuss this matter and we need to discuss it with a view
Are Prescribed Assets on the Way South Africa? Read More »
We have all heard the saying that “50 is the new 40”. Well this statement is becoming a reality, as people are now living longer. Being able to live longer is certainly favourable, however the consequences of the increasing life expectancy are adverse when one has not saved sufficiently for retirement. Longevity risk can be reduced through maintaining a sustainable level of income.
Will I Outlive My Retirement Savings? Read More »
2017 is shaping up to be a better year than 2016, economically speaking, as we experience tailwinds from the US economy that grew at 1.6% in 2016 and is expected to grow at 2.3% this year…
From the financial advice team – April 2017 Read More »
Independent Wealth Managers (Pty) Ltd
Directors: M I Attridge, G W Hill
Reg no: 2003/023709/07
VAT Number: 4830208494
Authorised Financial Services Provider 3145
Independent Wealth Managers
(Advisory) (Pty) Ltd
Directors: M I Attridge, G W Hill,
S B Matthews, J K von Mollendorff
Reg no: 2008/014780/07
VAT Number: 4870257682